BPI Stock Market Seminar for June

Take part in our FREE stock market seminars for the month of JUNE!
JUNE 6: INTRODUCTION TO THE STOCK MARKET AND WEBSITE NAVIGATION 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI.
JUNE 9: FUNDAMENTAL INVESTING AND INVESTMENT STRATEGIES 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI.
JUNE 16: TECHNICAL ANALYSIS 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI.
Register today by sending us an email at bpitradeseminar@bpi.com.ph.

Money Camp For KIDS on April 16 2016 at QC

Overview

It is a common practice for parents to teach their children good values that would guide them as they grow up. Often, p arents even help children realize their dreams and goals in life. 

But how will a child with big dreams achieve his or her own dreams? Being good alone doesn’t cover all. They must know how to be a good handler of money to be a good manager of their own life. Sadly, money is a subject unfamiliar to most children, resulting to them poorly handling their own finances as they grow up.

• Increasing debt is everywhere
• Successful professionals struggle with their personal finances
• Children are seeking comfort in material things
• Growing availability of credit cards for almost anything and anyone

Change the trend. Make a difference by raising your child to be a money-smart kid and help establish a bright future ahead of them. Money Camp^®will provide a groundbreaking paradigm to prepare your children on their journey to managing their own financial path.

What is the Money Camp?

This 1-day program is designed for children aged 7 to 15 years old. The Money Camp(®) is a fun way to introduce children in the world of finance and instill values needed for them to grow in a happy, healthy, wise and secured environment. Kids play the game of life and learn the money lessons that last for a lifetime. Money Camp® believes that finance should be a vital part of every child’s education as they will soon be the ones controlling the financial matters of this country.

What will I learn from the Money Camp®?

Money Camp^® aims to teach children the basic personal finance skills such as:

• Managing cash flow ( i.e. budgeting)
• Investing in assets 
• Developing passive income streams

Money Camp^® hopes to help your children develop a healthy relationship with money and start practicing supportive money habits that will set them up to be financially healthy adults.

Money Camp for Kids 2016 For Inquiries: Ms. Allen Tolentino Tel: (632) 225 1208 or Fax: 706 2212 Email: Click here    For Registration: Click here Request for PDF Event Brochure:  Click here Website: Click here

Registered Office: PSE Building, Ortigas, Pasig City. Registered Number: (632) 225 1208
Copyright © 2014-2016. RFP Philippines. All rights reserved.

Dividend Schedule PSE as of March 16 2016

Stock	Cash/Stock Dividend	Ex-Date	Payment Date
SHNG	PHP 0.095 per share	16 Mar 2016	8 Apr 2016
AEV	PHP 1.06 per share	17 Mar 2016	19 Apr 2016
AP – regular	PHP 1.20 per share	17 Mar 2016	19 Apr 2016
AP – special	PHP 0.46 per share	17 Mar 2016	19 Apr 2016
ANS	PHP 0.20 per share	18 Mar 2016	20 Apr 2016
EDC	PHP 0.14 per share	18 Mar 2016	12 Apr 2016
MER – regular	PHP 3.22 per share	18 Mar 2016	15 Apr 2016
RLC	PHP 0.36 per share	22 Mar 2016	22 Apr 2016
MAXS	PHP 0.11530593 per share	23 Mar 2016	13 Apr 2016
MPI	PHP 0.061 per share	23 Mar 2016	21 Apr 2016
PSE – regular	PHP 4.29 per share	23 Mar 2016	25 Apr 2016
PCOR	PHP 0.10 per share	28 Mar 2016	14 Apr 2016
NIKL	PHP 0.08 per share	28 Mar 2016	12 Apr 2016
EEI	PHP 0.10 per share	5 Apr 2016	29 Apr 2016
GTCAP	PHP 3.00 per share	14 Apr 2016	4 May 2016

PSE Stock Picks for March 2016

Based on a number of broker recommendations,
the following are the top PSE stock picks for March 2016:

ALI
MER
FGEN
URC
JFC
MEG
CEB
MBT
SECB
PCOR
BDO
RLC

List of Philippine companies with advisory from SEC (possible scams)

The following companies have been included in the list of companies with Advisory / Warning issued by SEC.

These are not authorized to solicit investments from the public. (Some may be scams)

Understand the risks of "investing" your hard-earned money. 

Company Name	Alias / A.K.A. / Affiliate / Program	Registered Activity / Industry
One Dream Global Marketing,  Inc.	-	Registered with the Commission; Activity not specified
Klikmart Shopping Club Corp.	Klikmart Rewards	Wholesale or Retail Marketing and Distribution of Goods (Soaps, Perfumes, Wares, Merchandise of every kind
Grandtime Automobile Inc.	Grand Time / GTA	Driving School & other related services
Mutual Universe Corporation	-	-
Wealth Builder Advertising	-	-
Success200 International Marketing Corporation	Success200	-
F.L.A.G. Prosperity Marketing Inc.	Freedom Life Advanced Global Prosperity Marketing Inc.	-
Goldxtreme Trading Corp.	-	Wholesale and Retail sales of various products (gold jewelry, fashion accessories, cellphone loads, prepaid cards, 3-pin, scents and other related products)
Ang Bagong Lahing Filipino Development Foundation, Inc.	Ang Bagong Lahing Pilipino Development Foundation, Inc.	-
J79 Online Marketing	-	-
Metisetrade, Inc.	Metatrader 5	-
Hyper Program International Direct Sales and Trading Corporation	HPI Direct Sales and Trading Corporation	-
Recaneli Philippines International Foundation, Inc.	Philippines Recaneli Mother International Foundation the Voice for Global Solutions on Poverty, Inc.	-
One Lightning Corporation	-	-
Emgoldex Philippines	Pinoy Style Patak Patak	-
WMAC Holdings Corporation	-	-
410 Business Empire Inc.	-	Holdings Company
Honesty, Unity, Love and Loyalty for Self Reliance Association, Inc.	HULL	-
Xinagasia Marketing Corp.	Xinagasia Lending & Investors Corp. / Xinagasia Invest & Trust Bank Corp.	-
Temecula Financial Resources, Inc.	-	Provider of financial advisory on investment opportunities and assistance on trade processing and trade execution services
CBR Energy Asia Group, Inc.	CBR Global Group, Inc.	-
Finance Global Marketing Services	Finasia Global Marketing Services	-
1Riders Power Team, Inc.	-	Wholesale or Retail Business in Trading General Commodities (electronic & consumer products); Marketing & Consultancy firm in relation to trade and business
Evergreen Company	-	-
Biztower International Corporation	-	Wholesale, Retail or Networking Business of coffee, coffee mixes, beauty & skin care products
Future Net-Networking Marketing Association of the Philippines, Inc.	Future Net Credit Cooperative	Non-Stock & Non-Profit organization; Promotes social entrepreneurship & strengthens network sustaining and expanding created through PEARL2 Executive Directors Series by establishing a support system that will do various acts
Oneline Marketing Scheme	Monoline Marketing Scheme	-
Oneline Marketing Scheme	Online Cash Paluwagan	-
Connectacons, Inc.	Connect Gems	Registered with the Commission; Activity not specified
OK's Global Wellness, Inc.	Monolining Scheme	Wholesale or Retail Business of selling, distributing, marketing, exporting & importing insofar as may be permitted by law, all kinds of goods, commodities, wares and merchandise of every kind and description, among others.
JustBeenPaid	JSS-Tripler / Profit Clicking / Online Activity	-

* Those who invite or recruit other people to join or to invest in the these listed ventures or offer investment contracts or securities to the public may be held
criminally liable or accordingly sanctioned or penalized, in accordance to the Supreme Court decision in the case of SEC vs. Oudine Santos [G.R. 195542, March 19,
2014].
* The public is hereby advised to exercise self-restraint from investing their money into such investment schemes, and to take necessary precautions in dealing with
the above entities.
* Should you have any information regarding the operation of the above listed entities, please call Enforcement and Investor Protection Department of SEC at
telephone number (02) 584-7187.
* To verify the registration and licenses to engage in investment-taking of various entities, you may refer to the table below:
SEC Department		Coverage	Contact Number
Company Registration and Monitoring Department (CRMD)		registration of local and foreign corporations and partnerships	(02) 584-0923 loc. 213
Markets and Securities Regulation Department (MSRD)		licenses of brokers, dealers and salespersons and issuer of entities	(02) 584-0923 loc. 223
Corporate Governance and Finance Department (CGFD)		licenses of issuers of timeshares, membership certificates, exchange traded funds and mutual funds	(02) 584-0923 loc. 245 & 248

BPI Free stock market seminars March 2016

3/7/2016      Take part in our FREE stock market seminars for the month of March! 

MAR 10: STOCK MARKET 101 (Basics of Stock Market Investing) 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI. 

MAR 14: TECHNICAL ANALYSIS (Making Money Using Charts) 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI.

MAR 16: FUNDAMENTAL ANALYSIS (How to Pick Stocks) 5PM - 6:30PM, 20F BPI HEAD OFFICE MAKATI.


Register today by sending us an email at bpitradeseminar@bpi.com.ph.

Save Time Finding the Cheapest and Convenient Flights

Sites like expedia.com, priceline, orbit help you find the lowest prices.

However, you have to check them each to find the lowest prices.

The app Hipmunk saves you time and effort by combining all these results in their app.
It also displays the flight time in a graph that let's you visualize how convenient the flight(s) are,
including connection waiting time.

Free Stocks Investing Seminar with Marvin Germo Feb 23, 2016

Join us on February 23 for the I-TRAC: BOOT CAMP with Mr. Marvin Germo. 

Learn the basics of investing, fundamentals and technicals during this special I-TRAC seminar. It will be from 4PM to 7PM at the 20F BPI Head Office. Registration is FREE. 

Email bpitradeseminar@bpi.com.ph with your full name and contact details to reserve your slot. Limited slots are available so register today!

Philippine Stocks Investing Seminar - March 5, 2016

Read the Invitation to all from Charmel Delos Santos:

Dear fellow investor, 

This is Charmel Delos Santos, a tradermom and author of “High Heeled Traders”. 

There is no doubt the stock market has declined strongly at the start of the year but investment in quality stocks still beats what you would earn with bank interest. Like what I’ve said in my blog, central banks around the world would act to support economic growth and we’ve seen that in the recent weeks with my recommendations to get into quality stocks seeing strong gains. With our “Bear Market Investing with Low-Risk High-Reward Investing Workshop” you too could make your profits and protect capital quickly and put it back to work with low-risk high-reward investing strategies. To take advantage of investments that perform in these volatile bear markets, I have two (2) back-to-back events for helping bargain hunters and newbies get invested in stocks that have not been this cheap for a long time! 

I have put together “Bear Market Investing” with my foundation course “Low-Risk High-Reward Investing Workshop”. This event will give you precisely the information you need like understanding the market, how to create a profitable system from our proven examples and risk management so you can invest, create wealth and sleep soundly at night! 

For seasoned investors, it is critical to put your capital to work and the best place is in the US stock market because :

1. The US will lead growth in the global economy.
2. More strategies are available for you there to invest in the best managed companies. Can you profit with the market going down? Definitely-- and with little risk ! (Using a financial instrument called Options).
3. You can generate monthly income through Options with the same capital / stock you already own.
4. Even if you don’t want to do anything fancy, having your money in US Dollars that is getting stronger will increase your capital while you just sit back and watch it grow.

Four fantastic benefits and all you just have to do is get into a different market! 

So be sure to attend our back-to-back events, with actionable and specific ideas made dynamic and fun this February! 

Event : “Bear Market Investing with Low-Risk High-Reward Investing Strategies Workshop” 
March 5, 2016 830am-12nn 
Ortigas Building, Ortigas Ave. Pasig City 
Early-Bird Rate : 1,500 pesos (Regular rate : 3,000 pesos) 
Freebies : Full eBook of “High Heeled Traders (worth 800 pesos), Investing Kit and two one-on-one structured consultation sessions. We will hold your hand as you start to invest to help you achieve added security and confidence! 

Event : “US Investing Workshop” 
March 5, 2016 1-5pm 
Early-Bird Rate : 5,000 pesos (Regular rate : 8,000 pesos) 
With FREE attendance to the morning session Low-Risk High-Reward Investing Workshop and the freebies that come with it, for the first 20 registrants! 

To learn more about the workshop topics – Click here 

We are committed to help people increase their incomes and wealth and we are proud to offer our investing courses where you don’t have to go out into the wild on your own. We will help you invest with security and confidence with our expert attention! To register your interest email charmel@highheeledtraders.com and we will get back to you with further details. 

Quote “Finance Manila” to get the special Early Bird Rate and freebies. 

With International Women’s Day happening in the month of March, we are proud to extend an EXTRA 50% discount for all women attendees, and have a special discussion on “Investing for Women” in the morning workshop. 

We want to be focused in helping our investors so slots are limited, register now! 

Nothing should get in the way of our life goals, invest in your success! 

Happiness and abundance! 

Charmel 

Financial Fitness Forum - March 12, 2016 SMX Convention Center

Overview

Financial Fitness Forum is a one-day personal finance event that answers everything you need to achieve your financial goals! Regardless of your situation in life, whether you are salaried employee or entrepreneur, this is your opportunity to get valuable personal finance advise you can't afford to ignore. Get fresh ideas on investing, learn powerful insights about wealth building, apply new strategies in growing your money. Plus, interact with Registered Financial Planners (RFP®) for free counseling and advise at Financial Planning Clinic sessions. Featured Speakers Who Should Attend The Financial Fitness Forum is designed for financial professionals, including the following: Financial advisors Financial planners Financial consultants Wealth advisors Trust officers Private bankers Life underwriters Insurance brokers Insurance agents Securities dealers Investment solicitors Bank marketing officers Branch managers Certified public accountants Tax lawyers Estate planners

What Will You Learn

At the 4th Financial Fitness Forum, you will learn: Building Your Wealth Foundation to Financial Freedom. Creating and Managing your own investment portfolio. Investing Opportunities in Stock Market Downtrend. Secrets to Retiring Rich and Young. Protecting Your Retirement Assets from the Next Big Crash. Wealth Building Secrets of the Invisible Rich. How to Spend Your Money to Happiness. Investing in Real Estate for Retirement. Achieving Financial Security through Entrepreneurship. Applying Sun Tzu’s Art of War to Personal Finance Success. Mutual Funds or Stocks: Where Should You Invest. Investing Opportunities in the Global Markets. Developing Financial Habits that will Last. Date and Venue The one-day conference will happen on March 12, 2016, 10:00am-6:00pm, at SMX Covention Center, SM Aura Premier, Taguig City Conference Fee Special Promo (December 31, 2015): P500.00(Buy 1-Take 1!) Early Bird (January 31, 2015): P1,000.00 Special Rate (February 1-15, 2016): P1,500.00 Pre-Registered (February 16-29, 2016): P1,800 Regular/Walk-in (March 1-12, 2016): P2,500 Sponsorships with block seats are also available.

4th Financial Fitness Forum 2016 For Inquiries: Name: Regine Mae Dela Peña Tel:No.: 261 0945 or Fax: +632 706 2212 Email: Click here    For Registration: Click here Website: Click here

Comparison of Philippine Credit Cards Miles Conversion

Looking for the best credit card in terms of miles conversion?

I reviewed some Philippine credit cards, comparing the conversion factors.
This is not exhaustive, I made it for my own decision-making.

Card	Pesos per point	Points to miles	Pesos to miles	Miles / airline	foreign currency fee	annual
RCC World Card	125	1:1	125	?	?	?
PNB Mabuhay Miles	33	1:1	33	PAL	2.50%	?
PNB Mastercard Essentials	50	1:1	50	PAL	?	2250
Metrobank femme	20	2.5:1	50	?	?	3500
HSBC Platinum	25	5:1 krisflyer, 6:1 mabuhay miles	125 – 150	Singapore, PAL	?	5000
Citibank Platinum Miles	30	1:1	30		3.50%	5000
Citibank Premier Miles	40	1:1	40	?	3.50%	5000 (waived at 282k spend per year, roughly 24k/mo)
Citibank rewards	30	5:1	150	?		free
BPI skymiles	45	1:1	45	Delta	1.75%	5000
BPI Gold	35	6:1 krisflyer, 5:1 mabuhay miles, 3:1 airasia or cebpac	175	various	1.75%	2250

The verdict:
The 3 cards come out:
BPI Skymiles, Citibank Premier Miles, and PNB Mabuhay Miles. But if you'll use the card abroad,
the lower foreign currency fee would be better.

Always remember, there's really no such thing as free, everything comes at a cost.
Based on my estimate, 1 Mabuhay mile can be valued at P2,00. So just use your credit card normally, not to rack up points.

Most stores give a cash discount you miss on using credit card, and
some cards have a higher currency conversion fee, meaning, you're really paying for those miles.